Insurance companies do not cover health damage caused by mobile technologies + Disconnect

Update: 7th February 2015: The Lloyd's of London and it's underwriter CFC Underwriting Limited excludes any liability coverage for claims, “Directly or indirectly arising out of, resulting from or contributed to by electromagnetic fields, electromagnetic radiation, electromagnetism, radio waves or noise.” (Exclusion 32, page 7)

Update 30th March 2014:  Swiss Re Insurance Company Warns of Significant Losses as a Result of EMF Radiation.

Update 15th November 2010: The Lloyd's of London Insurance Company: Electromagnetic Fields from Mobile Phones: Recent Developments - Emerging Risks Report. November 2010. 

We-ll, the report did not include all items mentioned below. So, I sent a request/question to Lloyds.

Update: On 31st January 2011 I had an interesting telephone discussion with a Lloyds London representative. About The Bigger Picture. See below:

--

CBC National, Canada, 22nd September 2010: Cell Phones and Insurance Companies

 

Two of the world's largest insurance companies, Lloyds and Swiss Re, have recommended to other insurance companies to write in exclusion clauses against paying compensation for illnesses caused by continuous long-term non-ionising radiation exposure.[1,2] . The recent Austrian insurance company AUVA report confirms DNA-breaks caused by non-ionising radiation, but the report leaves many issues open. Remember what Swiss Re wrote in 2005?

"For the insurance industry, this standoff gives rise to an extremely dangerous risk of change composed of two parts: the classical development risk, that is, the possibility tha new research findings will demonstrate electromagnetic fields to be more dangerous than has hitherto been assumed; and the sociopolitical risk of change, in other words, the possibility that changing social values could result in scientific findigs being evaluated differently than they have been thus far. "

Update 24th September: This is bad news for those employers who expose their workers heavily to non-ionising radiation. Precedents: There are already several cases where the worker got compensation because their tumours etc were caused by mobile phone & other occupational EMF exposure [1,2,3,4,5] . And the amount of cases will most likely increase.

BTW, I had an interesting Skype with Devra (Davis) yesterday.

Her new book 'Disconnect' talks about this insurance dilemma and many other interesting topics.

The book is worth reading. Please, get your copy.

 

Comments

[Kim Goldberg]

Thanks for posting this information. Extremely useful and yet another reason for refusing wireless smart meters. Here in BC people must physically restrict access to their old analogue electricity meter on their house (with chains, padlocks, plywood, whatever) to prevent the power company from installing a smart meter on their home. Nothing else is working. Posted signs are being disregarded by Corix installers. More info here: http://pigsquash.wordpress.com/2011/10/28/smart-this/

[telemarketing lists]

The recent Austrian insurance company AUVA report confirms DNA-breaks caused by non-ionising radiation, but the report leaves many issues open.

[Gary Fowler]

This article is well written and very informative. I really like this site because it offers loads of information to its followers.